Timeframe

How much money do they need and when do they need it?

Income Requirements

In retirement, what level of exposure to the market should they take for short, medium and long-term income requirements?

Tax Status

When looking through a tax lens, traditional portfolios tend to look the same whether the client is in accumulation or drawdown phase. We believe their tax status should make a big difference to how the portfolio is built.

Attitude to risk

We help advisers educate clients around risk – what it means, how much risk they need to take vs how comfortable they are taking it. We create portfolios to match these levels of risk.